Fresh Start for Homeowner
503-427-1688 Ext 501
 
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"Thank you for your help with the house. We wanted to stay right where we are and you did exactly what you said you would do. We were able to keep our home"
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Let us take the fear out of not knowing what’s next. You may have more time than you think! Learn the facts..
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Stop Foreclosure Immediately!

When facing foreclosure time is of the essence. You MUST act fast to protect what is yours.

Click here to get foreclosure help now.

No matter what you hear or have read there are only two choices that the homeowner must decide and they are "Do I want to try to keep my home or do I want to sell it?"

That is it! No other choices.

Here at Fresh Start for the Homeowner, we can handle each one of the two available options. We work almost daily with homeowners that decide they want to keep their house and also homeowners that decide they want to sell their house.

If you want to save your home:

  1. We will sit down with you and give you “lender-specific” requirements for you to qualify for either:
    Loan modification - this is when the lender modifies the current mortgage in order to work with a homeowner due to a hardship. The purpose is to help make the loan more affordable. Usually it is in the form of a rate reduction or fixing the rate for a certain amount of time.
    Forbearance Plan - A forbearance plan is a re-payment plan between the borrower and the lender to catch up the mortgage arrearage over a period of time. Typically, the lender will require the borrower to make some lump-sum payment up front towards the arrearage. This amount is usually 50 percent of the total amount they are behind. The remaining balance is then divided up over the next 6 to 18 months, and is to be paid on top of their regular mortgage payment! The foreclosure will be put on hold while the borrower is making payments under the forbearance plan and will be dismissed once the forbearance is completed. However, if the borrower defaults on payments during the forbearance plan, the lender may proceed with the foreclosure immediately, without notice and without re-starting the foreclosure from the beginning.
  2. We can refer you to a qualified Bankruptcy Attorney.
    We understand the fact that every homeowner is in a different situation. If this is something that you decide best fits your family’s needs we can refer you to a qualified bankruptcy attorney and they can give you a free consultation to see if you qualify.
  3. Refinance your home
    We can attempt to get you refinanced, however; the honest truth is that this option will be very difficult in today’s market. Today lenders are limiting any refinances where the current homeowner is behind on payments.

If you want to sell your home we can
do the following for you:

  1. We can buy your property and get you out from underneath your debt.
     
  2. We can negotiate a short sale on your property if your property is heavy with debt.
     
  3. We can negotiate any and all liens that may be placed on your property.
     
  4. We can refer you to a top real estate agent that specializes in avoiding foreclosure.

Again, whether you are looking to sell your house or looking to keep it, and you are simply looking for answers, we can help! Every year there are hundreds of thousands of people who get hit with one of life's unexpected curve balls, forcing them into a challenging situation. Most have no idea what options are available. We know life can get complicated, that's why we want to arm you with the knowledge to make the best decisions about your property.

Understand - You Do Have Options! Our company specializes in solving real estate problems and we can help correct almost any financial situation at no cost to you! Our goal is to put power back in your hands. A brief phone conversation with us could change your financial life!

Feel free to give our office a call at 503-427-1688 Ext. 501. We are a local company and will gladly answer any questions you may have. We alone may not be able to provide a solution for you, but we will tell it to you straight and send you to the person that can help!

Or if you would prefer, fill out our online application and we will get back to you within 24 hours. Also feel free to navigate through our site; we are constantly adding resources and links that may be of service to you.

Call now for a FREE Consultation to see if we can fit you and your family’s needs.
 

Call today for a Free 
no obligation consultation
 
503-427-1688 Ext 501
Confidential - Courteous - Professional
or
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Fresh Start for the Homeowner Inc has an A+ rating with the Better Business Bureau.

 

 



* Our information is deemed to be true an accurate as possible.  We make every effort to thoroughly research our information, however, since we are not attorneys or accountants it is always prudent to seek professional  legal or accounting advice.
 

 
 
 
 
 
 
 
 
 
 
 
 
 

 

 

 

 

 

 

 

 

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