Fresh Start for Homeowner
503-427-1688 Ext 501
 
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"Thank you for your help with the house. We wanted to stay right where we are and you did exactly what you said you would do. We were able to keep our home"
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Let us take the fear out of not knowing what’s next. You may have more time than you think! Learn the facts..
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Discover  How  To  Avoid

Foreclosure And Get  Out

From   Under   The   Debt
 
      At No Cost To You



Do you owe more than the house is worth? 

Tired of struggling every month to make ends meet?

Have you been turned down by your lender for a loan modification because of your financial situation?

We can help you get out from under the debt!  At no cost to you.  Even if you owe more than the house is worth!

Here are the reasons to avoid foreclosure:

1. Foreclosure stays on your credit for at least 10 years.
   
2. A foreclosure affects credit scores downward by 250 to
  300 points, typically for over three years. Having poor credit will give you higher rates for insurance on home and auto, car loans, credit cards, cell phones and just about anything you pay for that's based on your credit score.
   
3. Much more difficult to get a mortgage in the near future.
  A homeowner who goes through foreclosure is ineligible for a Fannie Mae backed loan for 5 years thereafter, (and an investor owner is ineligible for seven years).
   
4. Future mortgage loans and interest rates will be
  affected because the foreclosed homeowner must answer "Yes" to the Form 1003 Uniform Residential Loan Application question "Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?”
   
5. Current and future employment may be affected as
  many employers now require credit checks, particularly for employees in financial or sensitive positions.

We can help you avoid foreclosure and get you out from under the debt.  We do this by negotiating with your lender to purchase the property for less than what is owed.  This is called a short sale.

Here are the advantages of doing a short sale:

  • NO Foreclosure on Credit

  • NO money needed to close

  • NO repairs necessary— Sell AS-IS

  • NO taxable event for those that qualify

  • NO deficiency judgment if negotiated

  • Out from underneath your mortgage debt

  • NO Need to file bankruptcy

  • A positive step towards home ownership in only 24 months

Furthermore,
   
1. By teaming up with us as the Buyer who will
  immediately begin working with your bank for a
settlement of the debt
   
2. We deal  with  the bank so you don't have to face
  that frustration
   
3. We have all the necessary paperwork
   
4. You can relax.  We do all the work: the negotiations, 
  contacting the lender, meeting the bank's appraiser, handling the closing, meeting the deadlines etc.
   
5. Again, there is NO money out of your pocket

So the bottom line is that everyone wins!  The bank wins because they have no longer a  foreclosure on their books, you win because you now have a settlement on your record instead of a foreclosure, and we win because we make a profit on the resale of the property and helped out another homeowner!

Avoid the number one mistake homeowners make!
And that is Listing your property with a Realtor.   Most Realtors do not know how to do short sales effectively.  They wait and wait for someone to make an offer but few offers come.  The reason is that many buyers avoid making offers on short sales because of the longevity of the process. They just don't want to wait that long.  They rather buy a home within 30-45 days.  Short sales take much longer time.

With currently over 800 short sales listed with Realtors that
is a lot of competition.  Don't fall into that pool of waiting
for a buyer!  You need someone like us who will begin the negotiations from day one.

The reason why working with us is more effective is that we make an offer with your  bank immediately to get the negotiations going quickly!  You see, that banks won't even begin the negotiations unless there is an offer on the table.

By us making an offer early in the process and getting the negotiations with your bank going early this gives us more time to workout a settlement.    The negotiations for a short sale takes time and most people in foreclosure don't have a lot of time.  They need to act now! 

Call today to get started and get that burden of debt off your shoulders.  Again, there is no cost. We do all the work, have all the paperwork and deal with the bank so that you don't have to.

 Call us to get started or if you have any further questions.
 
Call today for a Free 
no obligation consultation
 503-427-1688 Ext 501
Confidential - Courteous - Professional
or
submit our Fast Response Form for
immediate assistance! Click here


 



* Our information is deemed to be true an accurate as possible.  We make every effort to thoroughly research our information, however,
since we are not attorneys or accountants it is always prudent to seek
professional  legal or accounting advice.
 
 
 
 
 
 
 
 
 
 
 
 
 
 

 

 

 

 

 

 

 

 

 

 

 

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