Fresh Start for Homeowner
503-427-1688 Ext 501
 
        
         Confidential...
         Courteous...
         Professional...

"Thank you for your help with the house. We wanted to stay right where we are and you did exactly what you said you would do. We were able to keep our home"
read more ->

Let us take the fear out of not knowing what’s next. You may have more time than you think! Learn the facts..
read more ->
Download Our FREE Ebook!
e-Book Stopping Foreclosure
Learn more about your rights and options under foreclosure laws.
Our free gift to you!
Click here To Download
 
Your Options
 
As a Homeowner that's in or near Foreclosure, you DO have options
Listed here are your options:
 

Refinancing:

Pros:

• Make up your back payments
• Start fresh with a new loan
• Stop the foreclosure
• Credit back on track

Cons:
• Need lots of equity
• Difficult to do while in foreclosure
• Higher interest rate which means higher
   payment
• Mortgage broker may not get it done in    time

Negotiating a Forbearance:

Pros:
• Stops the foreclosure
• Chance to get back on track
• Stay in your home
Cons:
• Down payment to lender
• Monthly payment can go up significantly
• Still reflects on your credit
• One missed payment and the lender can   foreclose

Sell Your House:

Pros:
• Avoid the foreclosure
• No more marks on your credit
• Fresh start
• Cash to start over
• It's all behind you
• No equity, no problem - call us for details
Cons:
• You have to move

Bankruptcy:

Pros:
• Postpones the foreclosure
• Stay in the house (temporarily)
• Possible payment arrangement
Cons:
• On your credit for many years
• Lender may still be able to foreclose
   this may only be a temporary fix
• Must pay an attorney
 
 
IMPORTANT NOTE:
From experience over the years bankruptcy the majority of the time delays the
foreclosure and tarnishes your credit.  However, if this is the route you choose
contact a qualified bankruptcy attorney.
 

* Loan Modification:

Pros:
• Keep your home
• Lower monthly payment
• Lower interest rate
• Sometimes lower principal
Cons:
• Must have the income to qualify
• Must meet other qualification factors
   decided by your lender

 
Click here to learn about services that we do provide and how we can Stop your Foreclosure FAST!

Call Today 503-427-1688 Ext 501
            
Confidential - Courteous - Professional
or submit our Fast Response Form for
immediate assistance! Click here

 
Copyright 2001-2009 all rights reserved. Fresh Start for the Homeowner.